It's time for peace of mind
Keith Bryant Holmes
Insurance Agent
Term Insurance
Some common uses for term life may include: To replace your income if you were to die unexpectedly. Help your family cover your final expenses and medical bills. Leave your family with enough money to pay off debts such as a mortgage.
Whole Life Insurance
The primary advantages of whole life insurance are: Protection for life – It doesn't expire or go down in value. Level Premiums – The rate you pay for your policy will never increase. Cash Value – A portion of your premium builds cash value which can be borrowed against.
Living Benefits
Final Expense
The purpose of the living benefits rider is to allow the policy owner the opportunity to use his or her life insurance benefits early in the case of serious injury, terminal illness, or other debilitating medical condition. Serious illnesses and injuries could affect your ability to earn an income.
Final expense insurance is designed to cover the bills that your loved ones will face after your death. These costs will include medical bills and funeral expenses. Final expense insurance is also known as burial insurance. Unfortunately, even bare-bones funerals can cost thousands of dollars.